Welcome to UtilityVerse, available at www.myownhomepage.com. By using this site you agree to these Terms of Service. If you do not agree, please do not use the site.

1. The service

UtilityVerse provides a collection of free online utilities — including a lucky number generator, viral video tracker, trending keyword explorer, weekly e-book, concrete calculator, remodel labor estimator, YouTube metadata viewer, penny-stock watch, screen-time evaluator and music drops. All utilities are provided "as is"and may change or be discontinued at any time without notice.

2. No professional advice

Lottery generator — for entertainment only. We make no representation that any generated numbers will win. Past performance is not predictive.
Penny stocks — educational only. Nothing on this site is investment advice. Consult a licensed financial advisor before investing.
Concrete calculator & labor estimator — rough estimates only. Always confirm with a licensed contractor before purchasing materials or signing a contract.
Screen-time evaluator — informational only and not a medical diagnosis.

3. Acceptable use

You agree not to:

Scrape, copy or republish substantial portions of the site for commercial use without permission.
Attempt to disrupt, overload or probe the site's infrastructure.
Use any utility to violate the rights or terms of any third-party service (e.g. YouTube).
Use the site for illegal purposes or to harm others.

4. Intellectual property

Site code, design, and original content are owned by UtilityVerse. Third-party content (e-books from Project Gutenberg, YouTube metadata, etc.) belongs to the respective rights holders and is provided here for reference and discovery only.

5. Advertising

UtilityVerse displays third-party advertising (Google AdSense). We do not endorse advertised products or services and are not responsible for the content of any ad.

6. Disclaimer & limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, UTILITYVERSE AND ITS OPERATORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED. THE SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND. WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA ARISING FROM YOUR USE OF THE SITE.

7. Third-party links

The site contains links to third-party websites (Project Gutenberg, YouTube, etc.) we do not control. We are not responsible for their content or policies.

8. Termination

We may suspend or terminate access to the site at our discretion, particularly in response to abusive or illegal use.

9. Governing law

These Terms are governed by the laws of the United States. Any dispute will be resolved in the courts of competent jurisdiction in the United States.

10. Changes

We may revise these Terms. Material updates will be reflected in the "Last updated" date. Continued use of the site means you accept the revised Terms.

11. Contact

Questions about these Terms? Get in touch.